Frequently Asked Questions
Your questions answered about title, escrow, and closing services.
What does a title company do?
A title company helps make sure the property has clear ownership, handles the closing process, manages escrow funds, and issues title insurance to help protect buyers and lenders.
What is title insurance?
Title insurance protects against certain title defects, liens, or ownership issues that may arise after closing. It helps provide peace of mind for both buyers and lenders.
Who chooses the title company in Florida?
In many Florida transactions, the seller typically chooses the title company and pays for the owner’s title insurance policy, although this can vary depending on the contract and local custom.
What is escrow?
Escrow is a secure, neutral holding account where funds and documents are kept until all terms of the contract have been satisfied and the transaction is ready to close.
What do I need to bring to closing?
You will generally need a valid government-issued photo ID and any required funds for closing. Funds are often sent by wire transfer, and we will provide instructions before closing.
Can I close remotely or through a mobile closing?
Yes. We can help coordinate remote, mail-away, or mobile signing options to make closing more convenient for buyers and sellers.
How long does the closing process take?
Every transaction is different, but many closings take a few weeks depending on financing, title work, inspections, and contract deadlines.
What fees do sellers usually pay?
Sellers often pay for the owner’s title insurance policy, title-related charges, and any agreed-upon closing costs, lien payoffs, or prorated expenses, depending on the contract.
When do sellers receive their proceeds?
Seller proceeds are typically sent after closing once all required documents are signed, funding conditions are met, and the file is authorized for disbursement.
What is a title search?
A title search reviews public records to confirm legal ownership and identify matters such as liens, judgments, or other issues that may need to be cleared before closing.
What happens if a title issue is found?
If an issue appears during the title search, we work to resolve it before closing whenever possible. This may include obtaining payoffs, releases, corrective documents, or additional information.
Do you provide net sheets?
Yes. We can provide buyer and seller net sheets to help estimate costs, proceeds, and the overall financial breakdown of a transaction.
How do you help real estate agents and lenders?
We support agents and lenders with responsive communication, smooth coordination, accurate title and closing services, and a professional experience for their clients from contract to close.